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myFICO: Shopping portal cashback & miles rates

myfico.com

Checked 10h ago · 4 portals compared

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Every portal below pays you for starting your myFICO purchase there: they split the commission they get from myFICO with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best myFICO rate right now

Best right now

$20 one-time bonus Typical via TopCashback
Shop via TopCashback

Verdict:

$20 on TopCashback is the usual rate for myFICO.

Want a better rate? Get an email when myFICO pays more than $20.

myFICO · cashback bonuses, best first
TopCashback$20
Rakuten$12.5
Rakuten (Amex)$12.5
Capital One Shopping$7

as of Aug 29, 2026 · updates automatically

Cashback

$20 one-time bonus Typical Shop
One-time bonus: check the terms below
Category rates & exclusions
Earns
  • New Customer Basic, Advanced, & Premier Plans $20
Doesn't earn

Exclusions: - Free trials are not eligible for Cash Back. - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - 1 month paid billing cycle is required before Cash Back is payable. - Cash Back earned cannot exceed the total purchase amount. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.

Details last checked 5d ago.

Rakuten 23h ago
$12.5 one-time bonus Typical Shop
Same Rakuten account, which also pays in Amex points.
One-time bonus: check the terms below
What doesn't earn
Doesn't earn

Cash Back is available one time only on subscriptions that start with free trials.

$12.5 Amex points one-time bonus Typical Shop
Same Rakuten account, which also pays in cashback.
One-time bonus: check the terms below
What doesn't earn
Doesn't earn

Cash Back is available one time only on subscriptions that start with free trials.

$7
one-time bonus
Typical
Shop
One-time bonus · new customers only
What doesn't earn
Doesn't earn
New customers onlyGift cards excluded

Only eligible for new customers. Not eligible for free trials. For subscription purchases, only eligible on first paid subscription. Active subscription and payment validation required. Not eligible for purchases or redemption of gift cards and e-gift cards.

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through TopCashback $20 one-time bonus
2
Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Discounted gift card Fluz: 1.5% off gift cards Shop

Paying with a gift card usually voids the portal's cashback. The discount on the card is your saving instead.

Recent changes last 21 days

Get an email when myFICO's rate changes.

Common questions

Which shopping portal pays the most at myFICO? +

Right now $20 on TopCashback leads, out of 4 portals we track for myFICO. The full side-by-side comparison of cashback, miles, and points is above.

Can I earn airline miles or points for myFICO through a shopping portal? +

Not right now. None of the 4 portals we track list airline miles or transferable points for myFICO today. That can change, so it's worth setting an alert.

How often do myFICO's cashback rates change? +

We've tracked myFICO since Jul 12, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.

About this data: rates are read from each portal's own pages. 4 portals tracked for myFICO, last checked Aug 28, 8:04 PM. Tap or hover any rate for the portal's exact wording. Always confirm on the portal before you shop.

Tracked by CheckBeforeYouShop since July 12, 2026.

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