Upstart: Shopping portal cashback & miles rates
Checked 5d ago · 2 portals compared
Every portal below pays you for starting your Upstart purchase there: they split the commission they get from Upstart with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Upstart rate right now
Best right now
Verdict:
2 rate changes in the 38 days we've tracked it. Last moved Aug 5, 2026. RebatesMe has held the top cashback rate longest: 22 of 38 days.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Paying with a gift card usually voids the portal's cashback. The discount on the card is your saving instead.
Rate history last 21 days
Full history →Upstart's best cashback rate has changed 2 times since Jul 20, ranging 0.7% to 1%.
Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via RebatesMe. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Recent changes last 21 days
Common questions
Which shopping portal pays the most at Upstart? +
Right now 1% on RebatesMe leads, out of 2 portals we track for Upstart. The full side-by-side comparison of cashback, miles, and points is above.
Is 1% a good cashback rate for Upstart? +
1% on RebatesMe is the highest we've ever seen for Upstart (typical 0.7–1%).
Can I earn airline miles or points for Upstart through a shopping portal? +
Not right now. None of the 2 portals we track list airline miles or transferable points for Upstart today. That can change, so it's worth setting an alert.
How often do Upstart's cashback rates change? +
Upstart's best cashback rate has changed 2 times since Jul 20, ranging 0.7% to 1%.