Umbo: Shopping portal cashback & miles rates
getumbo.com
Checked 7h ago · 3 portals compared
Every portal below pays you for starting your Umbo purchase there: they split the commission they get from Umbo with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Umbo rate right now
Best right now
Verdict:
- It's an "up to" rate. The headline number may only apply to some categories.
1 rate change in the 46 days we've tracked it. Last moved Jul 20, 2026. FatCoupon has held the top cashback rate longest: 38 of 46 days.
Cashback
What doesn't earn
- Not eligible for sign up bonus payout
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Rate history last 21 days
Full history →Umbo's best cashback rate has changed once since Jul 12, ranging 6% to 8%.
Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via Bing Rebates. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Common questions
Which shopping portal pays the most at Umbo? +
Right now up to 8% on Bing Rebates leads, out of 3 portals we track for Umbo. The full side-by-side comparison of cashback, miles, and points is above.
Is 8% a good cashback rate for Umbo? +
8% on Bing Rebates is the usual rate for Umbo.
Can I earn airline miles or points for Umbo through a shopping portal? +
Not right now. None of the 3 portals we track list airline miles or transferable points for Umbo today. That can change, so it's worth setting an alert.
How often do Umbo's cashback rates change? +
Umbo's best cashback rate has changed once since Jul 12, ranging 6% to 8%.