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Target: Shopping portal cashback & miles rates

target.com

Checked 3h ago · 10 portals compared

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Every portal below pays you for starting your Target purchase there: they split the commission they get from Target with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best Target rate right now

Best cashback

2% Typical via RetailMeNot
Shop via RetailMeNot

Best points

1 pts/$ Amex points Typical via Rakuten (Amex)

Adjust point values

Verdict:

2% on RetailMeNot is the usual rate for Target.

Want a better rate? Get an email when Target pays more than 2%.

10 rate changes in the 47 days we've tracked it. Last moved Aug 25, 2026. TopCashback has held the top cashback rate longest: 25 of 47 days.

Target · cashback rates, best first
RetailMeNot2%
ShopBack2%
TopCashback2%
chirpyest1%
Rakuten1%
Capital One Shopping0.5%
FatCoupon0.4% up to
Shoptastic0.33%

as of Aug 27, 2026 · updates automatically

True on most portals for Target:

Gift cards excluded Coupons may void cashback

Cashback

Show all 9 cashback portals Show fewer
2% Typical Shop
What doesn't earn
Doesn't earn
Gift cards excluded

Combine with other offers for an even better deal! Cash back is earned on the qualifying purchase total after any discounts and before any fees, taxes, or shipping and handling are applied. Purchases of gift cards are excluded. Rewards earnings not to exceed $50.00.

ShopBack 6h ago
2% Typical Shop
Category rates & exclusions
Earns
  • Health & Beauty 2%
  • Home & Outdoor Living 2%
  • Clothing, Shoes & Accesories 2%
  • Baby Gear & Furniture 2%
Doesn't earn

You won't get Cashback on:. Grocery & Essentials (groceries, food items, household commodities and essentials). Baby Care (diapers, wipes, baby food, formula, baby toiletries). Pet Supplies (pet food, pet care products). Electronics & Home Electronics (electronics, home electronics, Apple products, small appliances). Entertainment & Media (movies, music, books, magazines, digital entertainment). Gaming (video games, gaming consoles, digital gaming content). Toys & Kids (toys, games, dolls, plush, preschool, trading cards and seasonal toys). Sports & Outdoor (sporting goods, sports equipment, bicycles, outdoor recreation). Pharmacy & Optical (Target Pharmacy – prescription and OTC items, over-the-counter health products, Target Optical). Services & In-Store Offerings (Target Photo and photo lab services, Target Café purchases, Drive Up orders and Drive Up - only items, contract mobile plans and devices). Gift Cards & Stored Value (prepaid cards, gift cards). Programs, Credits & Registries (Target Circle earnings, Target Circle 360 subscriptions, registries and registry-related purchases). Other Exclusions (SweetJoJo products) . Wedding, Baby & College Registry. Any Gift Card, Voucher or store credit purchase. Any Gift Card or Voucher redemption. Purchases made with Vouchers or Promo codes not featured on our platform. Fees, Taxes, Service charges, Shipping and delivery

Details last checked 6h ago.

2% Typical Shop
Category rates & exclusions
Earns
  • Clothing, Shoes and Accessories 2%
  • Baby Gear & Furniture 2%
  • Health & Beauty 2%
  • Home & Outdoor Living 2%
Doesn't earn

Exclusions: - Purchases of products from categories not listed above, including groceries, household commodities and essentials, baby care items (such as diapers, wipes, food and toiletries), pets, electronics, toys, sporting goods, movies, video games and consoles, Target Pharmacy and OTC, Target Photo, Target Optical, Target Café, prepaid and gift cards, music, books, SweetJOJO, registries and contract mobile. - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - If you wish to place multiple orders, you must click through TopCashback each time to make sure your Cash Back tracks for each one. - Cash Back earned cannot exceed the total purchase amount. - To be eligible for Cash Back on all products, you must begin your purchase with an empty shopping cart. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.

Details last checked 3d ago, we’ll re-check soon.

1% Typical Shop
What doesn't earn
Doesn't earn

7.5% - apparel and accessories 4% - home & outdoor, cosmetics 2.5% - toys, pets, sporting goods, baby gear, health & beauty 1.5% - household/paper, food/beverage Excluded - grocery, pharmacy, baby care, video games, books & magazines. 0% - all other

Show all 9 cashback portals
Rakuten 9h ago
1% Typical Shop
Same Rakuten account, which also pays in Amex points (see Points below).
Category rates & exclusions
Earns
  • Apparel & Accessories 1%
  • Baby Gear & Furniture 1%
  • Beauty & Personal Care 1%
  • Home & Outdoor Living 1%
  • Other Categories 1%
Doesn't earn
Coupons may void cashbackGift cards excluded

Cash Back is only available on the following categories: Apparel, Jewelry & Accessories, Baby Gear, Furniture, Kitchen, Home Decor, Beauty, Personal Care, Bath, Outdoor Furniture and Decor. Cash Back is only available on orders completed and shipped through the Target US site. All orders placed through other countries will void Cash Back. Cash Back is not currently available on Small Appliances, Toys, Home Electronics, Bicycles, Grocery, Household Commodities and Essentials, Diapers, Wipes, Baby Food and Formula, Baby Toiletries, Pets, Sports & Outdoors, Movies, Video Games and Consoles, Apple products, Target Pharmacy and OTC, Target Photo, Target Optical, Target Cafe, Prepaid and Gift Cards, Target Circle Earnings, Target Circle 360, Music, Books, SweetJOJO, Contract Mobile, and Drive Up items/orders are excluded from earning Cash Back. Cash Back is not available on orders deemed by Target to be for reselling purposes. Free Gift Cards: Orders which receive a free gift card will have the Cash Back eligible amount of order reduced by the amount of the free gift card. Using coupon codes that are not listed on Rakuten will void Cash Back. Limited-time offer : Select P&G products in otherwise excluded categories are eligible for Cash Back. Eligible products include: bumbum Diapers, Amore by Pampers Diapers, Venus, Gillette, Braun, Swiffer

Details last checked 9h ago.

0.5%
Typical
Shop
What doesn't earn
Doesn't earn
Gift cards excluded

Only eligible on these categories: Apparel, Jewelry & Accessories, Baby Gear, Furniture, Kitchen, Home Decor, Health, Beauty, Personal Care, Bath, Outdoor Furniture and Decor. Not eligible for purchases made through the Target App or for Small Appliances, Toys, Home Electronics, Bicycles, Grocery, Household Commodities and Essentials, Diapers, Wipes, Baby Food and Formula, Baby Toiletries, Pets, Sporting Goods, Movies, Video Games and Consoles, Apple products, Target Pharmacy and OTC, Target Photo, Target Optical, Target Cafe, Prepaid and Gift Cards, Music, Books, SweetJOJO, Contract Mobile, and Drive Up items/orders. Only eligible on orders completed and shipped through the Target US site.

0.4% up to Typical Shop
Category rates
Earns
  • Base Cashback · most items 0.4%
Doesn't earn
  • List for Item Category is Excluded, List for Item SKU is SKU exclusion list
  • REDCard: creditcard, Wedding Registry, Baby Registry, College Registry (API)
  • Derived Country/Region is not United States

Details last checked 3h ago.

0.33% Typical Shop
BeFrugal 3h ago
0.1% Typical Shop
What doesn't earn
Doesn't earn

Earn 0.1% Cash Back on sales up to $1,000 and 0.01% on the remaining amount. The Plus Rate expires 11:59 PM ET today. No cash back on the purchase of gift cards. This merchant does not permit the submission of any cash back inquiries. Learn more about Cash Back ×

Points

1 pts/$ Amex points Typical Shop
Same Rakuten account, which also pays in cashback (see Cashback above).
What doesn't earn
Doesn't earn
Coupons may void cashbackGift cards excluded

Cash Back is only available on the following categories: Apparel, Jewelry & Accessories, Baby Gear, Furniture, Kitchen, Home Decor, Beauty, Personal Care, Bath, Outdoor Furniture and Decor. Cash Back is only available on orders completed and shipped through the Target US site. All orders placed through other countries will void Cash Back. Cash Back is not currently available on Small Appliances, Toys, Home Electronics, Bicycles, Grocery, Household Commodities and Essentials, Diapers, Wipes, Baby Food and Formula, Baby Toiletries, Pets, Sports & Outdoors, Movies, Video Games and Consoles, Apple products, Target Pharmacy and OTC, Target Photo, Target Optical, Target Cafe, Prepaid and Gift Cards, Target Circle Earnings, Target Circle 360, Music, Books, SweetJOJO, Contract Mobile, and Drive Up items/orders are excluded from earning Cash Back. Cash Back is not available on orders deemed by Target to be for reselling purposes. Free Gift Cards: Orders which receive a free gift card will have the Cash Back eligible amount of order reduced by the amount of the free gift card. Using coupon codes that are not listed on Rakuten will void Cash Back. Limited-time offer : Select P&G products in otherwise excluded categories are eligible for Cash Back. Eligible products include: bumbum Diapers, Amore by Pampers Diapers, Venus, Gillette, Braun, Swiffer

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through RetailMeNot 2%
2
Pay with Target Circle Card 5% back at Target

Also fits: Amex Blue Cash Everyday (3% back on online retail) · Bank of America Customized Cash Rewards (3% back on online retail)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Discounted gift card Fluz: 5% off gift cards Shop

Paying with a gift card usually voids the portal's cashback. The discount on the card is your saving instead.

Rate history last 21 days

Full history →

Target's best cashback rate has changed 10 times since Jul 11, ranging 0.1% to 5%.

Best rate by reward type

Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via RetailMeNot, Points via Rakuten (Amex). Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.

51Aug 6Aug 27

Every account sees the last 21 days here. Premium goes back to day one.

Recent changes last 21 days

Get an email when Target's rate changes.

Common questions

Which shopping portal pays the most at Target? +

Right now 2% on RetailMeNot leads, out of 10 portals we track for Target. The full side-by-side comparison of cashback, miles, and points is above.

Is 2% a good cashback rate for Target? +

2% on RetailMeNot is the usual rate for Target.

Can I earn airline miles or points for Target through a shopping portal? +

Yes, the top is 1 pts/$ (Amex points) on Rakuten (Amex). Airline and card portals often pay miles or points instead of cashback.

How often do Target's cashback rates change? +

Target's best cashback rate has changed 10 times since Jul 11, ranging 0.1% to 5%.

About this data: rates are read from each portal's own pages. 10 portals tracked for Target, last checked Aug 27, 10:30 AM. Tap or hover any rate for the portal's exact wording. Always confirm on the portal before you shop.

Tracked by CheckBeforeYouShop since July 11, 2026.

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