Payday Zap: Shopping portal cashback & miles rates
Checked 7d ago · 1 portal compared
Every portal below pays you for starting your Payday Zap purchase there: they split the commission they get from Payday Zap with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Payday Zap rate right now
Best right now
Verdict:
1 rate change in the 38 days we've tracked it. Last moved Aug 20, 2026.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Rate history last 21 days
Full history →Payday Zap's best cashback rate has changed once since Jul 20, ranging 30.3% to 33.7%.
Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via FatCoupon. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Recent changes last 21 days
Common questions
Which shopping portal pays the most at Payday Zap? +
Right now 30.3% on FatCoupon leads, out of 1 portal we track for Payday Zap. The full side-by-side comparison of cashback, miles, and points is above.
Is 30.3% a good cashback rate for Payday Zap? +
30.3% on FatCoupon is below Payday Zap's typical range (33.7%). The most we've tracked is 33.7%.
Can I earn airline miles or points for Payday Zap through a shopping portal? +
Not right now. None of the 1 portal we track list airline miles or transferable points for Payday Zap today. That can change, so it's worth setting an alert.
How often do Payday Zap's cashback rates change? +
Payday Zap's best cashback rate has changed once since Jul 20, ranging 30.3% to 33.7%.