Needed: Shopping portal cashback & miles rates
thisisneeded.com
Checked 9m ago · 10 portals compared
Every portal below pays you for starting your Needed purchase there: they split the commission they get from Needed with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Needed rate right now
Best miles and points
also: 3 mi/$ AA miles via American AAdvantage eShopping
Verdict:
0 rate changes in the 47 days we've tracked it. USAA MemberShop has held the top cashback rate longest: 47 of 47 days.
True on most portals for Needed:
Cashback
What doesn't earn
Using coupon codes that are not listed on Rakuten may void Cash Back. To be safe, stick to codes provided by Rakuten.
What doesn't earn
Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.
What doesn't earn
Not eligible for purchases or redemption of gift cards. Not applicable on subscriptions.
Airline miles
What doesn't earn
Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.
What doesn't earn
Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.
What doesn't earn
Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.
Points
What doesn't earn
Using coupon codes that are not listed on Rakuten may void Cash Back. To be safe, stick to codes provided by Rakuten.
What doesn't earn
Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.
What doesn't earn
Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Rate history last 21 days
Full history →Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Airline miles via American AAdvantage eShopping, Cashback via Rakuten, Points via Rakuten (Amex). Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Common questions
Which shopping portal pays the most at Needed? +
Right now 4% on Rakuten leads, out of 10 portals we track for Needed. The full side-by-side comparison of cashback, miles, and points is above.
Is 4% a good cashback rate for Needed? +
4% on Rakuten is the usual rate for Needed.
Can I earn airline miles or points for Needed through a shopping portal? +
Yes, the top is 4 pts/$ (Amex points) on Rakuten (Amex). Airline and card portals often pay miles or points instead of cashback.
How often do Needed's cashback rates change? +
We've tracked Needed since Jul 11, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.