myGEMMA: Shopping portal cashback & miles rates
mygemma.com
Checked 2h ago · 12 portals compared
Every portal below pays you for starting your myGEMMA purchase there: they split the commission they get from myGEMMA with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best myGEMMA rate right now
Verdict:
2 rate changes in the 49 days we've tracked it. Last moved Jul 18, 2026. BeFrugal has held the top cashback rate longest: 48 of 49 days.
Cashback
Show all 10 cashback portals Show fewer
What doesn't earn
Earn 7% Cash Back on sales up to $120 and 2% on the remaining amount when you place your first BeFrugal order. If you choose to apply a coupon or deal that is not posted on BeFrugal.com, we are unable to guarantee that you will receive cash back on your purchase. Learn more about Cash Back ×
Show all 10 cashback portals
Category rates & exclusions
- Online Purchase · most items 2%
Exclusions: - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - Cash Back earned cannot exceed the total purchase amount. - To be eligible for Cash Back on all products, you must begin your purchase with an empty shopping cart. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.
Details last checked 5d ago, we’ll re-check soon.
What doesn't earn
- Exclusions: Some exclusions may apply - Not eligible for sign up bonus payout
What doesn't earn
Use of promotional codes not provided by Capital One may invalidate your offer.
Points
Category rates & exclusions
- Online Purchase · most items 2.8 pts/$
Blacklist
Details last checked 2h ago.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Rate history last 21 days
Full history →myGEMMA's best cashback rate has changed 2 times since Jul 11, ranging 4% to 7%.
Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via BeFrugal, Points via Rove Miles. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Recent changes last 21 days
Common questions
Which shopping portal pays the most at myGEMMA? +
Right now 7% on BeFrugal leads, out of 12 portals we track for myGEMMA. The full side-by-side comparison of cashback, miles, and points is above.
Is 7% a good cashback rate for myGEMMA? +
7% on BeFrugal is the highest we've ever seen for myGEMMA (typical 7%).
Can I earn airline miles or points for myGEMMA through a shopping portal? +
Yes, the top is 2.8 pts/$ on Rove Miles. Airline and card portals often pay miles or points instead of cashback.
How often do myGEMMA's cashback rates change? +
myGEMMA's best cashback rate has changed 2 times since Jul 11, ranging 4% to 7%.