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Morningstar: Shopping portal cashback & miles rates

morningstar.com

Checked 2h ago · 8 portals compared

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Every portal below pays you for starting your Morningstar purchase there: they split the commission they get from Morningstar with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best Morningstar rate right now

Best cashback

10.5% Typical via FatCoupon
Shop via FatCoupon

Best miles and points

4.5 mi/$ AA miles Typical via American AAdvantage eShopping

also: 4 pts/$ Atmos points via Alaska Atmos Rewards Shopping

Adjust point values

Verdict:

10.5% on FatCoupon is the usual rate for Morningstar.

Want a better rate? Get an email when Morningstar pays more than 10.5%.

2 rate changes in the 47 days we've tracked it. Last moved Jul 20, 2026. FatCoupon has held the top cashback rate longest: 39 of 47 days.

Morningstar · cashback rates, best first
FatCoupon10.5%
GoCashBack10% up to
USAA MemberShop6%
Capital One Shopping5%

as of Aug 28, 2026 · updates automatically

True on most portals for Morningstar:

New customers only One per account First payment only

Cashback

10.5% Typical Shop
10% up to Typical Shop
Category rates & exclusions
Earns
  • Other Categories · most items 10%
  • Yearly + Monthly 10%
Doesn't earn

- Cash back is not available on Trial: Investor Yearly. - Coupon codes obtained from sites other than GoCashBack.com may void cash back. - Bulk/Reseller orders are not eligible for cash back. - Orders made with gift cards may not be eligible for cash back. - Orders made from mobile or mobile app may not be eligible for cash back. - All cash back is at the merchant's discretion.

Details last checked 6d ago.

6% Typical Shop
What doesn't earn
Doesn't earn
New customers onlyFirst payment onlyOne per account

Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Limits: - Eligible on one (1) purchase per loyalty account member. Special Terms: - Only eligible on first month of paid subscription. - Only eligible for new customers.

5%
Typical
Shop
What doesn't earn
Doesn't earn

Only first-time members are eligible for the free 7-day trial and cashback rewards. Additionally, all students and teachers must verify their status in order to receive the offer.

Airline miles

4.5 mi/$ AA miles Typical Shop
What doesn't earn
Doesn't earn
New customers onlyFirst payment onlyOne per account

Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Limits: - Eligible on one (1) purchase per loyalty account member. Special Terms: - Only eligible on first month of paid subscription. - Only eligible for new customers.

3.5 mi/$ Typical Shop
What doesn't earn
Doesn't earn
New customers onlyFirst payment onlyOne per account

Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Limits: - Eligible on one (1) purchase per loyalty account member. Special Terms: - Only eligible on first month of paid subscription. - Only eligible for new customers.

3 mi/$ United miles Typical Shop
What doesn't earn
Doesn't earn
New customers onlyFirst payment onlyOne per account

Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Limits: - Eligible on one (1) purchase per loyalty account member. Special Terms: - Only eligible on first month of paid subscription. - Only eligible for new customers.

Points

4 pts/$ Atmos points Typical Shop
What doesn't earn
Doesn't earn
New customers onlyFirst payment onlyOne per account

Exclusions: - Free products, trials, services, memberships, subscriptions - Auto-renewals - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Limits: - Eligible on one (1) purchase per loyalty account member. Special Terms: - Only eligible on first month of paid subscription. - Only eligible for new customers.

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through FatCoupon 10.5%
2
Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Rate history last 21 days

Full history →

Morningstar's best cashback rate has changed 2 times since Jul 11, ranging 6% to 10.5%.

Best rate by reward type

Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Airline miles via American AAdvantage eShopping, Cashback via FatCoupon, Points via Alaska Atmos Rewards Shopping. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.

10.504Aug 7Aug 28

Every account sees the last 21 days here. Premium goes back to day one.

Get an email when Morningstar's rate changes.

Common questions

Which shopping portal pays the most at Morningstar? +

Right now 10.5% on FatCoupon leads, out of 8 portals we track for Morningstar. The full side-by-side comparison of cashback, miles, and points is above.

Is 10.5% a good cashback rate for Morningstar? +

10.5% on FatCoupon is the usual rate for Morningstar.

Can I earn airline miles or points for Morningstar through a shopping portal? +

Yes, the top is 4.5 mi/$ (AA miles) on American AAdvantage eShopping. Airline and card portals often pay miles or points instead of cashback.

How often do Morningstar's cashback rates change? +

Morningstar's best cashback rate has changed 2 times since Jul 11, ranging 6% to 10.5%.

About this data: rates are read from each portal's own pages. 8 portals tracked for Morningstar, last checked Aug 28, 12:55 AM. Tap or hover any rate for the portal's exact wording. Always confirm on the portal before you shop.

Tracked by CheckBeforeYouShop since July 11, 2026.

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