Monarch: Shopping portal cashback & miles rates
monarch.com
Checked 47m ago · 2 portals compared
Every portal below pays you for starting your Monarch purchase there: they split the commission they get from Monarch with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Monarch rate right now
Best right now
Verdict:
Cashback
Category rates & exclusions
- Free Trial $2
- Paid Subscription $16
Paid once, on qualifying new sign-ups, not on every order.
Active subscription and payment validation required after the free trial period. Active subscription and payment validation required. Not eligible for sign-up and purchases of gift cards.
Details last checked 5d ago.
Points
What doesn't earn
Transactions initially track at $0 and uplift upon conversion from a trial to a paid plan.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Recent changes last 21 days
Common questions
Which shopping portal pays the most at Monarch? +
Right now $16 on Capital One Shopping leads, out of 2 portals we track for Monarch. The full side-by-side comparison of cashback, miles, and points is above.
Can I earn airline miles or points for Monarch through a shopping portal? +
Only as a one-time bonus right now: 2,288 pts on Rove Miles for a single qualifying purchase, rather than miles on everything you spend. Check that offer's terms before counting on it.
How often do Monarch's cashback rates change? +
We've tracked Monarch since Jul 13, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.