Modloft: Shopping portal cashback & miles rates

modloft.com

Checked 2h ago · 4 portals compared

Every portal below pays you for starting your Modloft purchase there: they split the commission they get from Modloft with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best cashback

4% up to Typical via Bing Rebates

Shop via Bing Rebates

Best points

2.5 pts/$ Amex points Typical via Rakuten (Amex)

Adjust point values

Shop via Rakuten (Amex)

Verdict:

4% on Bing Rebates is the usual rate for Modloft.

Want a better rate? Get an email when Modloft pays more than 4%.

It's an "up to" rate. The headline number may only apply to some categories.

1 rate change in the 46 days we've tracked it. Last moved Jul 16, 2026. Bing Rebates has held the top cashback rate longest: 42 of 46 days.

Modloft · cashback rates, best first

Bing Rebates4% up to

Rakuten2.5%

Capital One Shopping0.5%

as of Aug 28, 2026 · updates automatically

Cashback

Portal	Rate	Checked
Bing Rebates	4% up to Typical	2h ago	Shop
Rakuten	2.5% Typical Same Rakuten account, which also pays in Amex points (see Points below).	21h ago	Shop
Capital One Shopping	0.5% Pays in gift cards, not cash Typical	5d ago	Shop
Category rates & exclusions Earns Order Total greater than $3000 0.5% Everything Else 0.5% Doesn't earn Gift cards excluded Not eligible for purchases of gift cards. Details last checked 5d ago.

Bing Rebates 2h ago

4% up to Typical Shop

Rakuten 21h ago

2.5% Typical Shop

Same Rakuten account, which also pays in Amex points (see Points below).

Capital One Shopping 5d ago

0.5%

Typical Shop

Category rates & exclusions

Earns

Order Total greater than $3000 0.5%
Everything Else 0.5%

Doesn't earn

Gift cards excluded

Not eligible for purchases of gift cards.

Details last checked 5d ago.

Points

Portal	Rate	Checked	Trend
Rakuten (Amex)	2.5 pts/$ Amex points Typical Same Rakuten account, which also pays in cashback (see Cashback above).	21h ago		Shop

Rakuten (Amex) 21h ago

2.5 pts/$ Amex points Typical Shop

Same Rakuten account, which also pays in cashback (see Cashback above).

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through Bing Rebates 4% up to

Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Rate history last 21 days

Full history →

Modloft's best cashback rate has changed once since Jul 12, ranging 2.5% to 4%.

Best rate by reward type

Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via Bing Rebates, Points via Rakuten (Amex). Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.

Every account sees the last 21 days here. Premium goes back to day one.

Get an email when Modloft's rate changes.

Common questions

Which shopping portal pays the most at Modloft? +

Right now up to 4% on Bing Rebates leads, out of 4 portals we track for Modloft. The full side-by-side comparison of cashback, miles, and points is above.

Is 4% a good cashback rate for Modloft? +

4% on Bing Rebates is the usual rate for Modloft.

Can I earn airline miles or points for Modloft through a shopping portal? +

Yes, the top is 2.5 pts/$ (Amex points) on Rakuten (Amex). Airline and card portals often pay miles or points instead of cashback.

How often do Modloft's cashback rates change? +