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Mercury: Shopping portal cashback & miles rates

Checked 19h ago · 2 portals compared

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Every portal below pays you for starting your Mercury purchase there: they split the commission they get from Mercury with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best Mercury rate right now

Best right now

$150 one-time bonus Typical via Rakuten
Shop via Rakuten

Verdict:

$150 on Rakuten is the usual rate for Mercury.

Want a better rate? Get an email when Mercury pays more than $150.

Cashback

Rakuten 19h ago
$150 one-time bonus Typical Shop
Same Rakuten account, which also pays in Amex points.
One-time bonus: check the terms below
What doesn't earn
Doesn't earn

Cash Back provided by Rakuten, not Mercury and is only available for eligible Mercury members (one cash back offer per Rakuten account) who click through the Rakuten link and apply for, and open, one new Mercury savings account and complete a deposit of $1,000+ into the new Mercury account within 30 days of clicking the Rakuten link. If requirements have been met, cash back will be automatically added to your Rakuten account. Mercury reserves the right to modify the terms of or suspend this promotion at any time and without prior notice. This promotional offer is not transferable. Must be at least 18 years of age at time of application and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. This promotion is subject to all federal, state, and local laws and regulations. Insured by NCUA. Venture Debt / Mercury Working Capital (Lending): Mercury’s Venture Debt and Working Capital loans are originated by Mercury Lending, LLC (NMLS: 2606284) and serviced by Mercury Servicing, LLC (NMLS: 2606285). Mercury Lending and Mercury Servicing are wholly-owned, separately managed subsidiaries of Mercury Technologies, Inc. At this time, we are unable to offer working capital loans to businesses operating in California. The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.

$150 Amex points one-time bonus Typical Shop
Same Rakuten account, which also pays in cashback.
One-time bonus: check the terms below
What doesn't earn
Doesn't earn

Cash Back provided by Rakuten, not Mercury and is only available for eligible Mercury members (one cash back offer per Rakuten account) who click through the Rakuten link and apply for, and open, one new Mercury savings account and complete a deposit of $1,000+ into the new Mercury account within 30 days of clicking the Rakuten link. If requirements have been met, cash back will be automatically added to your Rakuten account. Mercury reserves the right to modify the terms of or suspend this promotion at any time and without prior notice. This promotional offer is not transferable. Must be at least 18 years of age at time of application and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. This promotion is subject to all federal, state, and local laws and regulations. Insured by NCUA. Venture Debt / Mercury Working Capital (Lending): Mercury’s Venture Debt and Working Capital loans are originated by Mercury Lending, LLC (NMLS: 2606284) and serviced by Mercury Servicing, LLC (NMLS: 2606285). Mercury Lending and Mercury Servicing are wholly-owned, separately managed subsidiaries of Mercury Technologies, Inc. At this time, we are unable to offer working capital loans to businesses operating in California. The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through Rakuten $150 one-time bonus
2
Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Get an email when Mercury's rate changes.

Common questions

Which shopping portal pays the most at Mercury? +

Right now $150 on Rakuten leads, out of 2 portals we track for Mercury. The full side-by-side comparison of cashback, miles, and points is above.

Can I earn airline miles or points for Mercury through a shopping portal? +

Not right now. None of the 2 portals we track list airline miles or transferable points for Mercury today. That can change, so it's worth setting an alert.

How often do Mercury's cashback rates change? +

We've tracked Mercury since Jul 12, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.

About this data: rates are read from each portal's own pages. 2 portals tracked for Mercury, last checked Aug 27, 4:19 AM. Tap or hover any rate for the portal's exact wording. Always confirm on the portal before you shop.

Tracked by CheckBeforeYouShop since July 12, 2026.

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