Mercury: Shopping portal cashback & miles rates
Checked 19h ago · 2 portals compared
Every portal below pays you for starting your Mercury purchase there: they split the commission they get from Mercury with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Mercury rate right now
Best right now
Verdict:
Cashback
What doesn't earn
Cash Back provided by Rakuten, not Mercury and is only available for eligible Mercury members (one cash back offer per Rakuten account) who click through the Rakuten link and apply for, and open, one new Mercury savings account and complete a deposit of $1,000+ into the new Mercury account within 30 days of clicking the Rakuten link. If requirements have been met, cash back will be automatically added to your Rakuten account. Mercury reserves the right to modify the terms of or suspend this promotion at any time and without prior notice. This promotional offer is not transferable. Must be at least 18 years of age at time of application and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. This promotion is subject to all federal, state, and local laws and regulations. Insured by NCUA. Venture Debt / Mercury Working Capital (Lending): Mercury’s Venture Debt and Working Capital loans are originated by Mercury Lending, LLC (NMLS: 2606284) and serviced by Mercury Servicing, LLC (NMLS: 2606285). Mercury Lending and Mercury Servicing are wholly-owned, separately managed subsidiaries of Mercury Technologies, Inc. At this time, we are unable to offer working capital loans to businesses operating in California. The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.
What doesn't earn
Cash Back provided by Rakuten, not Mercury and is only available for eligible Mercury members (one cash back offer per Rakuten account) who click through the Rakuten link and apply for, and open, one new Mercury savings account and complete a deposit of $1,000+ into the new Mercury account within 30 days of clicking the Rakuten link. If requirements have been met, cash back will be automatically added to your Rakuten account. Mercury reserves the right to modify the terms of or suspend this promotion at any time and without prior notice. This promotional offer is not transferable. Must be at least 18 years of age at time of application and a legal U.S. Resident or U.S. Person (including a U.S. Resident Alien) to be eligible. This promotion is subject to all federal, state, and local laws and regulations. Insured by NCUA. Venture Debt / Mercury Working Capital (Lending): Mercury’s Venture Debt and Working Capital loans are originated by Mercury Lending, LLC (NMLS: 2606284) and serviced by Mercury Servicing, LLC (NMLS: 2606285). Mercury Lending and Mercury Servicing are wholly-owned, separately managed subsidiaries of Mercury Technologies, Inc. At this time, we are unable to offer working capital loans to businesses operating in California. The Mercury Debit Cards are issued by Choice Financial Group, Column N.A., and Evolve Bank & Trust, Members FDIC, pursuant to licenses from Mastercard®. The IO Card is issued by Patriot Bank, Member FDIC, pursuant to a license from Mastercard.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Common questions
Which shopping portal pays the most at Mercury? +
Right now $150 on Rakuten leads, out of 2 portals we track for Mercury. The full side-by-side comparison of cashback, miles, and points is above.
Can I earn airline miles or points for Mercury through a shopping portal? +
Not right now. None of the 2 portals we track list airline miles or transferable points for Mercury today. That can change, so it's worth setting an alert.
How often do Mercury's cashback rates change? +
We've tracked Mercury since Jul 12, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.