Melio: Shopping portal cashback & miles rates
Checked 5d ago · 2 portals compared
Every portal below pays you for starting your Melio purchase there: they split the commission they get from Melio with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Melio rate right now
Best right now
Verdict:
- It's an "up to" rate. The headline number may only apply to some categories.
Cashback
Category rates
- Text1 contains annual $200
- Base Cashback. $150
- Account Creation
- Customer Country/Region is US only, Order Total greater than $2000.
Details last checked 7d ago.
Category rates & exclusions
- Annual Plan $160
- All Other Purchases $120
Online Exclusions: Cashback is not available on account creation and cancelled or refunded payments. Max Cash Back Per Order: $15 Posting Time: Purchases will typically show in your wallet as pending in 7 days. Approval Time: Cash Back will be added to your wallet in approximately 90 days. Activate Cash Back
Details last checked 5d ago.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Paying with a gift card usually voids the portal's cashback. The discount on the card is your saving instead.
Recent changes last 21 days
Common questions
Which shopping portal pays the most at Melio? +
Right now up to $200 on FatCoupon leads, out of 2 portals we track for Melio. The full side-by-side comparison of cashback, miles, and points is above.
Can I earn airline miles or points for Melio through a shopping portal? +
Not right now. None of the 2 portals we track list airline miles or transferable points for Melio today. That can change, so it's worth setting an alert.
How often do Melio's cashback rates change? +
We've tracked Melio since Aug 4, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.