KOIO: Shopping portal cashback & miles rates
koio.co
Checked 4h ago · 6 portals compared
Every portal below pays you for starting your KOIO purchase there: they split the commission they get from KOIO with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best KOIO rate right now
Verdict:
0 rate changes in the 50 days we've tracked it. BeFrugal has held the top cashback rate longest: 50 of 50 days.
Cashback
What doesn't earn
Earn 10% Cash Back on sales up to $120 and 5% on the remaining amount when you place your first BeFrugal order. No cash back on insurance purchase. No cash back on the purchase or redemption of gift cards. If you choose to apply a coupon or deal that is not posted on BeFrugal.com, we are unable to guarantee that you will receive cash back on your purchase. Learn more about Cash Back ×
What doesn't earn
Posting Time: Purchases will typically show in your wallet as pending in 7 days. Approval Time: Cash Back will be added to your wallet in approximately 90 days. Activate Cash Back
Show all 5 cashback portals
Points
Category rates & exclusions
- Online Purchase · most items 1.1 pts/$
Insurance
Details last checked 4h ago.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Rate history last 21 days
Full history →Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via BeFrugal, Points via Rove Miles. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Recent changes last 21 days
Common questions
Which shopping portal pays the most at KOIO? +
Right now 10% on BeFrugal leads, out of 6 portals we track for KOIO. The full side-by-side comparison of cashback, miles, and points is above.
Is 10% a good cashback rate for KOIO? +
10% on BeFrugal is the usual rate for KOIO.
Can I earn airline miles or points for KOIO through a shopping portal? +
Yes, the top is 1.1 pts/$ on Rove Miles. Airline and card portals often pay miles or points instead of cashback.
How often do KOIO's cashback rates change? +
We've tracked KOIO since Jul 11, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.