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IHG One Rewards - Points: Shopping portal cashback & miles rates

Checked 11h ago · 2 portals compared

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Every portal below pays you for starting your IHG One Rewards - Points purchase there: they split the commission they get from IHG One Rewards - Points with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best IHG One Rewards - Points rate right now

Best cashback

2% Typical via Rakuten
Shop via Rakuten

Best points

2 pts/$ Amex points Typical via Rakuten (Amex)

Adjust point values

Verdict:

2% on Rakuten is the usual rate for IHG One Rewards - Points.

Want a better rate? Get an email when IHG One Rewards - Points pays more than 2%.

0 rate changes in the 46 days we've tracked it.

Cashback

Rakuten 11h ago
2% Typical Shop
Same Rakuten account, which also pays in Amex points (see Points below).
What doesn't earn
Doesn't earn

Cash Back is only available on the purchase of points. Cash Back is not available on hotel bookings, gift cards or purchases made with gift cards.

Points

2 pts/$ Amex points Typical Shop
Same Rakuten account, which also pays in cashback (see Cashback above).
What doesn't earn
Doesn't earn

Cash Back is only available on the purchase of points. Cash Back is not available on hotel bookings, gift cards or purchases made with gift cards.

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through Rakuten 2%
2
Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Rate history last 21 days

Full history →
Best rate by reward type

Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via Rakuten, Points via Rakuten (Amex). Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.

22Aug 6Aug 27

Every account sees the last 21 days here. Premium goes back to day one.

Get an email when IHG One Rewards - Points's rate changes.

Common questions

Which shopping portal pays the most at IHG One Rewards - Points? +

Right now 2% on Rakuten leads, out of 2 portals we track for IHG One Rewards - Points. The full side-by-side comparison of cashback, miles, and points is above.

Is 2% a good cashback rate for IHG One Rewards - Points? +

2% on Rakuten is the usual rate for IHG One Rewards - Points.

Can I earn airline miles or points for IHG One Rewards - Points through a shopping portal? +

Yes, the top is 2 pts/$ (Amex points) on Rakuten (Amex). Airline and card portals often pay miles or points instead of cashback.

How often do IHG One Rewards - Points's cashback rates change? +

We've tracked IHG One Rewards - Points since Jul 12, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.

About this data: rates are read from each portal's own pages. 2 portals tracked for IHG One Rewards - Points, last checked Aug 27, 4:19 AM. Tap or hover any rate for the portal's exact wording. Always confirm on the portal before you shop.

Tracked by CheckBeforeYouShop since July 12, 2026.

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