HOTO: Shopping portal cashback & miles rates

hototools.com

Checked 6h ago · 4 portals compared

Every portal below pays you for starting your HOTO purchase there: they split the commission they get from HOTO with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best cashback

5% Typical via chirpyest

Shop via chirpyest

Best points

6.5 pts/$ Typical via Rove Miles

Adjust point values

Shop via Rove Miles

Verdict:

5% on chirpyest is the usual rate for HOTO.

Want a better rate? Get an email when HOTO pays more than 5%.

0 rate changes in the 53 days we've tracked it. chirpyest has held the top cashback rate longest: 53 of 53 days.

HOTO · cashback rates, best first

chirpyest5%

Price.com5%

Capital One Shopping2%

as of Sep 3, 2026 · updates automatically

Cashback

Portal	Rate	Checked
chirpyest	5% Typical	7h ago	Shop
Price.com	5% Typical	4d ago	Shop
What doesn't earn Doesn't earn Posting Time: Purchases will typically show in your wallet as pending in 7 days. Approval Time: Cash Back will be added to your wallet in approximately 90 days. Activate Cash Back
Capital One Shopping	2% Pays in gift cards, not cash Typical	3d ago	Shop
What doesn't earn Doesn't earn Gift cards excluded Not eligible for purchases of gift cards.

chirpyest 7h ago

5% Typical Shop

Price.com 4d ago

5% Typical Shop

What doesn't earn

Doesn't earn

Posting Time: Purchases will typically show in your wallet as pending in 7 days. Approval Time: Cash Back will be added to your wallet in approximately 90 days. Activate Cash Back

Capital One Shopping 3d ago

Typical Shop

What doesn't earn

Doesn't earn

Gift cards excluded

Not eligible for purchases of gift cards.

Points

Portal	Rate	Checked	Trend
Rove Miles	6.5 pts/$ Typical	6h ago		Shop

Rove Miles 6h ago

6.5 pts/$ Typical Shop

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through chirpyest 5%

Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Rate history last 21 days

Full history →

Best rate by reward type

Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via chirpyest, Points via Rove Miles. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.

Every account sees the last 21 days here. Premium goes back to day one.

Recent changes last 21 days

Price.com 5% 19d ago

Get an email when HOTO's rate changes.

Common questions

Which shopping portal pays the most at HOTO? +

Right now 5% on chirpyest leads, out of 4 portals we track for HOTO. The full side-by-side comparison of cashback, miles, and points is above.

Is 5% a good cashback rate for HOTO? +

5% on chirpyest is the usual rate for HOTO.

Can I earn airline miles or points for HOTO through a shopping portal? +

Yes, the top is 6.5 pts/$ on Rove Miles. Airline and card portals often pay miles or points instead of cashback.

How often do HOTO's cashback rates change? +

We've tracked HOTO since Jul 12, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.