H&M: Shopping portal cashback & miles rates
hm.com
Checked 2h ago · 13 portals compared
Every portal below pays you for starting your H&M purchase there: they split the commission they get from H&M with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best H&M rate right now
Best miles and points
also: 1 mi/$ AA miles via American AAdvantage eShopping
Verdict:
1 rate change in the 47 days we've tracked it. Last moved Jul 12, 2026. Rakuten has held the top cashback rate longest: 46 of 47 days.
Cashback
What doesn't earn
Cash Back is not available on shipping or the purchase or redemption of gift cards Cash Back is only available when shopping on the H&M US site. Cash Back is not available on orders determined by H&M as shipping to the following countries: Mexico, South Korea, Bulgaria, Czech Republic, Greece, Croatia, Hungary, Poland, Romania, Serbia, Slovakia. Cash Back is not available on Rabanne items.
Category rates & exclusions
- Online Purchase - (Excluding Sale Items) 2%
- Sale Items 1%
Exclusions: - Purchase or redemption of a H&M gift card. - Orders shipped to Korea, Turkey, Mexico or any APAC region. - Purchases of Rabanne, TEXAS, ARKET, COS, MONKI, STORIES and WEEKDAY products. - Purchases of TEXAS SKUs. - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - 1 transaction per member based on the first $1,000 spent. All subsequent transactions and/or dollars above that will track at standard rate (3%) - To ensure your Cash Back is recorded, please accept all cookies when prompted, as this retailer uses a cookie consent banner that may block tracking if cookies are declined. - Cash Back earned cannot exceed the total purchase amount. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.
Details last checked 3d ago, we’ll re-check soon.
What doesn't earn
Exclusions: - Designer SKUS - Rabanne items - Orders shipped to countries outside of the United States - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards only available when shopping on the H&M US site.
Category rates & exclusions
- Full Price Items 1.5%
- Sale Items 0.8%
You won't get Cashback on:. Any Gift Card, Voucher or store credit purchase. Any Gift Card or Voucher redemption. Purchases made with Vouchers or Promo codes not featured on our platform. Fees, Taxes, Service charges, Shipping and delivery
Details last checked 5d ago.
Show all 6 cashback portals
What doesn't earn
Not eligible for select H&M brands (ARKET, COS, MONKI, & Other Stories and WEEKDAY), Rabanne collaboration and for purchases or redemption of gift cards and e-gift cards.
Airline miles
What doesn't earn
Exclusions: - Designer SKUS - Rabanne items - Orders shipped to countries outside of the United States - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards only available when shopping on the H&M US site.
What doesn't earn
Exclusions: - Designer SKUS - Rabanne items - Orders shipped to countries outside of the United States - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards only available when shopping on the H&M US site.
What doesn't earn
Exclusions: - Designer SKUS - Rabanne items - Orders shipped to countries outside of the United States - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards only available when shopping on the H&M US site.
Points
What doesn't earn
Cash Back is not available on shipping or the purchase or redemption of gift cards Cash Back is only available when shopping on the H&M US site. Cash Back is not available on orders determined by H&M as shipping to the following countries: Mexico, South Korea, Bulgaria, Czech Republic, Greece, Croatia, Hungary, Poland, Romania, Serbia, Slovakia. Cash Back is not available on Rabanne items.
What doesn't earn
Exclusions: - Designer SKUS - Rabanne items - Orders shipped to countries outside of the United States - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards only available when shopping on the H&M US site.
What doesn't earn
Exclusions: - Designer SKUS - Rabanne items - Orders shipped to countries outside of the United States - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made with coupon or discount codes not found on this site - Purchases made for resale and bulk orders Special Terms: - Rewards only available when shopping on the H&M US site.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Paying with a gift card usually voids the portal's cashback. The discount on the card is your saving instead.
Rate history last 21 days
Full history →H&M's best cashback rate has changed once since Jul 11, ranging 1.5% to 2%.
Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Airline miles via American AAdvantage eShopping, Cashback via Rakuten, Points via Rakuten (Amex). Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Common questions
Which shopping portal pays the most at H&M? +
Right now 2% on Rakuten leads, out of 13 portals we track for H&M. The full side-by-side comparison of cashback, miles, and points is above.
Is 2% a good cashback rate for H&M? +
2% on Rakuten is the usual rate for H&M.
Can I earn airline miles or points for H&M through a shopping portal? +
Yes, the top is 2 pts/$ (Amex points) on Rakuten (Amex). Airline and card portals often pay miles or points instead of cashback.
How often do H&M's cashback rates change? +
H&M's best cashback rate has changed once since Jul 11, ranging 1.5% to 2%.