GemsNY: Shopping portal cashback & miles rates
gemsny.com
Checked 2m ago · 16 portals compared
Every portal below pays you for starting your GemsNY purchase there: they split the commission they get from GemsNY with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best GemsNY rate right now
Best miles and points
also: 1 mi/$ AA miles via American AAdvantage eShopping
Verdict:
- It's an "up to" rate. The headline number may only apply to some categories.
0 rate changes in the 47 days we've tracked it. BeFrugal has held the top cashback rate longest: 47 of 47 days.
Cashback
Show all 10 cashback portals Show fewer
Category rates & exclusions
- Other 10%
- Diamonds 2%
Earn the BeFrugal New Member rate when you place your first BeFrugal order. Maximum $6 extra Cash Back can be earned. Learn more about Cash Back ×
Details last checked 6d ago.
Category rates & exclusions
- All Other Sales 6%
- Diamonds 0.8%
Max Cash Back Per Order: $6 Posting Time: Purchases will typically show in your wallet as pending in 7 days. Approval Time: Cash Back will be added to your wallet in approximately 90 days. Activate Cash Back
Details last checked 5d ago.
Category rates & exclusions
- Online Purchase · most items 6%
- Diamond Sales 0.2%
GemsNY does not support Missing Cash Back Inquiries.
Details last checked 5d ago.
Category rates & exclusions
- Other Categories · most items 4%
- Diamonds 0.5%
- Missing Cash Back inquiry is not available for this merchant. - Coupon codes obtained from sites other than GoCashBack.com may void cash back. - Bulk/Reseller orders are not eligible for cash back. - Orders made with gift cards may not be eligible for cash back. - Orders made from mobile or mobile app may not be eligible for cash back. - All cash back is at the merchant's discretion.
Details last checked 5d ago.
Show all 10 cashback portals
Category rates & exclusions
- All Other Online Purchases 3%
- Diamonds 0.5%
Exclusions: - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - Cash Back earned cannot exceed the total purchase amount. - To be eligible for Cash Back on all products, you must begin your purchase with an empty shopping cart. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.
Details last checked 3d ago.
What doesn't earn
Cash Back is not available on gift cards or purchases made with gift cards.
What doesn't earn
Exclusions: - Diamonds - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders
Category rates
- Base Cashback. 0.8%
- Diamonds. 0.2%
Details last checked 7d ago.
What doesn't earn
Not eligible for purchases of gift cards. Use of promotional codes not provided by Capital One may invalidate your offer.
Airline miles
What doesn't earn
Exclusions: - Diamonds - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders
What doesn't earn
Exclusions: - Diamonds - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders
What doesn't earn
Exclusions: - Diamonds - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders
Points
What doesn't earn
Cash Back is not available on gift cards or purchases made with gift cards.
What doesn't earn
Exclusions: - Diamonds - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders
What doesn't earn
Exclusions: - Diamonds - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Rate history last 21 days
Full history →Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Airline miles via American AAdvantage eShopping, Cashback via BeFrugal, Points via Rakuten (Amex). Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Recent changes last 21 days
Common questions
Which shopping portal pays the most at GemsNY? +
Right now up to 10% on BeFrugal leads, out of 16 portals we track for GemsNY. The full side-by-side comparison of cashback, miles, and points is above.
Is 10% a good cashback rate for GemsNY? +
10% on BeFrugal is the usual rate for GemsNY.
Can I earn airline miles or points for GemsNY through a shopping portal? +
Yes, the top is 2 pts/$ (Amex points) on Rakuten (Amex). Airline and card portals often pay miles or points instead of cashback.
How often do GemsNY's cashback rates change? +
We've tracked GemsNY since Jul 11, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.