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Factor Form: Shopping portal cashback & miles rates

factorform.com

Checked 9m ago · 8 portals compared

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Every portal below pays you for starting your Factor Form purchase there: they split the commission they get from Factor Form with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best Factor Form rate right now

Best cashback

6% Typical via TopCashback
Shop via TopCashback

Best miles and points

3 pts/$ Atmos points Typical via Alaska Atmos Rewards Shopping

also: 3 mi/$ AA miles via American AAdvantage eShopping

Adjust point values

Verdict:

6% on TopCashback is the usual rate for Factor Form.

Want a better rate? Get an email when Factor Form pays more than 6%.

1 rate change in the 47 days we've tracked it. Last moved Jul 17, 2026. TopCashback has held the top cashback rate longest: 42 of 47 days.

Factor Form · cashback rates, best first
TopCashback6%
USAA MemberShop4%
Capital One Shopping0.5%

as of Aug 27, 2026 · updates automatically

Cashback

6% Typical Shop
Category rates & exclusions
Earns
  • Online Purchase · most items 6%
Doesn't earn

Exclusions: - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - Cash Back earned cannot exceed the total purchase amount. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.

Details last checked 3d ago.

4% Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

0.5%
Typical
Shop
What doesn't earn
Doesn't earn
Gift cards excluded

Not eligible for purchases of gift cards. For subscription purchases, only eligible on first paid subscription. Active subscription and payment validation required.

Airline miles

3 mi/$ AA miles Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

2.5 mi/$ Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

2 mi/$ United miles Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

Points

3 pts/$ Atmos points Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

3 pts/$ Rapid Rewards points Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through TopCashback 6%
2
Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Rate history last 21 days

Full history →

Factor Form's best cashback rate has changed once since Jul 11, ranging 4% to 6%.

Best rate by reward type

Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Airline miles via American AAdvantage eShopping, Cashback via TopCashback, Points via Alaska Atmos Rewards Shopping. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.

63Aug 6Aug 27

Every account sees the last 21 days here. Premium goes back to day one.

Get an email when Factor Form's rate changes.

Common questions

Which shopping portal pays the most at Factor Form? +

Right now 6% on TopCashback leads, out of 8 portals we track for Factor Form. The full side-by-side comparison of cashback, miles, and points is above.

Is 6% a good cashback rate for Factor Form? +

6% on TopCashback is the usual rate for Factor Form.

Can I earn airline miles or points for Factor Form through a shopping portal? +

Yes, the top is 3 mi/$ (AA miles) on American AAdvantage eShopping. Airline and card portals often pay miles or points instead of cashback.

How often do Factor Form's cashback rates change? +

Factor Form's best cashback rate has changed once since Jul 11, ranging 4% to 6%.

About this data: rates are read from each portal's own pages. 8 portals tracked for Factor Form, last checked Aug 27, 6:15 PM. Tap or hover any rate for the portal's exact wording. Always confirm on the portal before you shop.

Tracked by CheckBeforeYouShop since July 11, 2026.

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