Credit Karma: Shopping portal cashback & miles rates
Checked 1h ago · 5 portals compared
Every portal below pays you for starting your Credit Karma purchase there: they split the commission they get from Credit Karma with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Credit Karma rate right now
Best right now
Verdict:
Cashback
Category rates & exclusions
- New Credit Karma Customer Completed Registration $7
Exclusions: - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - Cash Back earned cannot exceed the total purchase amount. - To be eligible for Cash Back on all products, you must begin your purchase with an empty shopping cart. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.
Details last checked 7d ago, we’ll re-check soon.
What doesn't earn
Cash Back from Credit Karma will not count towards requirements for earning sign up or refer-a-friend bonuses. Learn more about Cash Back ×
What doesn't earn
Rate shown applies to new member completed registrations. $2 applies to reactivations of current users who have not logged into their Credit Karma account for 365 days or more.
What doesn't earn
- Exclusions: New Customer - Not eligible for sign up bonus payout
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Common questions
Which shopping portal pays the most at Credit Karma? +
Right now $7 on TopCashback leads, out of 5 portals we track for Credit Karma. The full side-by-side comparison of cashback, miles, and points is above.
Can I earn airline miles or points for Credit Karma through a shopping portal? +
Not right now. None of the 5 portals we track list airline miles or transferable points for Credit Karma today. That can change, so it's worth setting an alert.
How often do Credit Karma's cashback rates change? +
We've tracked Credit Karma since Jul 11, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.