Cosmo: Shopping portal cashback & miles rates
cosmotogether.com
Checked 6m ago · 8 portals compared
Every portal below pays you for starting your Cosmo purchase there: they split the commission they get from Cosmo with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work
Best Cosmo rate right now
Verdict:
- It's an "up to" rate. The headline number may only apply to some categories.
1 rate change in the 49 days we've tracked it. Last moved Jul 17, 2026. TopCashback has held the top cashback rate longest: 45 of 49 days.
True on most portals for Cosmo:
Cashback
Category rates & exclusions
- Online Purchase · most items 4%
- Monthly (3 month minimum), 6 Month Prepaid, 1 Year Prepaid, 2 Year Prepaid 2%
Exclusions: - Purchases of CARE-PLUS, CARE-BASIC, COSMO-ACT-FEE. - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - Cash Back earned cannot exceed the total purchase amount. - To be eligible for Cash Back on all products, you must begin your purchase with an empty shopping cart. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.
Details last checked 7d ago.
Category rates & exclusions
- Other Categories · most items 2%
- Selected items 1%
- Recurring Sales
- Subscriptions
- Missing Cash Back inquiry is not available for this merchant. - Coupon codes obtained from sites other than GoCashBack.com may void cash back. - Bulk/Reseller orders are not eligible for cash back. - Orders made with gift cards may not be eligible for cash back. - Orders made from mobile or mobile app may not be eligible for cash back. - All cash back is at the merchant's discretion.
Details last checked 2d ago.
What doesn't earn
Not eligible for activation fees and warranties. Active subscription and payment validation required after the free trial period. Not eligible for purchases of gift cards.
Show all 6 cashback portals
What doesn't earn
Cash Back is not available on gift cards or purchases made with gift cards. Cash Back is only available on the first payment of a subscription plan.
What doesn't earn
- No cashback on item SKUs: CARE-PLUS, CARE-BASIC, COSMO-ACT-FEE - Exclusions: Recurring Sales - Not eligible for sign up bonus payout
Points
Category rates & exclusions
- Online Purchase · most items 4.6 pts/$
- Subscription Purchase 2.3 pts/$
Paid once, on qualifying new sign-ups, not on every order.
Care plus, care basic, cosmo act fee, recurring purchase (no miles on gift cards)
Details last checked 6m ago.
What doesn't earn
Cash Back is not available on gift cards or purchases made with gift cards. Cash Back is only available on the first payment of a subscription plan.
Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details
How this tool is funded
Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money
Best play
Stack the portal with the right card: the same purchase earns two ways.
Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)
Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.
Rate history last 21 days
Full history →Cosmo's best cashback rate has changed once since Jul 12, ranging 2% to 4%.
Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Cashback via TopCashback, Points via Rove Miles. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.
Every account sees the last 21 days here. Premium goes back to day one.
Recent changes last 21 days
Common questions
Which shopping portal pays the most at Cosmo? +
Right now 4% on TopCashback leads, out of 8 portals we track for Cosmo. The full side-by-side comparison of cashback, miles, and points is above.
Is 4% a good cashback rate for Cosmo? +
4% on TopCashback is the usual rate for Cosmo.
Can I earn airline miles or points for Cosmo through a shopping portal? +
Yes, the top is 4.6 pts/$ on Rove Miles. Airline and card portals often pay miles or points instead of cashback.
How often do Cosmo's cashback rates change? +
Cosmo's best cashback rate has changed once since Jul 12, ranging 2% to 4%.