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Cecred: Shopping portal cashback & miles rates

cecred.com

Checked 2h ago · 17 portals compared

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Every portal below pays you for starting your Cecred purchase there: they split the commission they get from Cecred with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best Cecred rate right now

Best cashback

6% up to Typical via TopCashback

6% new customers · 4% existing

Shop via TopCashback

Best miles and points

3.4 pts/$ up to Typical via Rove Miles

also: 1.5 mi/$ AA miles via American AAdvantage eShopping

Adjust point values

Verdict:

6% on TopCashback is the usual rate for Cecred.

Want a better rate? Get an email when Cecred pays more than 6%.

  • It's an "up to" rate. The headline number may only apply to some categories.
  • TopCashback's 6% is for new customers; existing customers earn 4%.

2 rate changes in the 49 days we've tracked it. Last moved Jul 12, 2026. TopCashback has held the top cashback rate longest: 48 of 49 days.

Cecred · cashback rates, best first
TopCashback6% up to
GoCashBack5% up to
RebatesMe5%
FatCoupon3.2%
Rakuten2%
Swagbucks2%
Upromise2%
USAA MemberShop2%

as of Aug 29, 2026 · updates automatically

True on most portals for Cecred:

Coupons may void cashback

Cashback

Show all 9 cashback portals Show fewer
6% up to Typical Shop
6% new customers · 4% existing
Category rates & exclusions
Earns
  • New Cecred Customer Purchase 6%
  • Existing Cecred Customer Purchase 4%
Doesn't earn

Exclusions: - Purchase or redemption of a Cecred gift card. - Use of a coupon code not displayed on TopCashback. Terms: - Cash Back is calculated only on the item(s) price and does not include taxes, shipping or other fees. - Cash Back earned cannot exceed the total purchase amount. - Should your Cash Back fail to track automatically, please submit a Missing Cash Back Claim within 100 days of your order.

Details last checked 5d ago.

5% up to Typical Shop
Up to 5% · most items 3%
Category rates & exclusions
Earns
  • New Customer 5%
  • Other Categories · most items 3%
Doesn't earn
  • Some Coupons
  • Gift Cards

- Coupon codes obtained from sites other than GoCashBack.com may void cash back. - Bulk/Reseller orders are not eligible for cash back. - Orders made with gift cards may not be eligible for cash back. - Orders made from mobile or mobile app may not be eligible for cash back. - All cash back is at the merchant's discretion.

Details last checked 6h ago.

5% Typical Shop
Category rates & exclusions
Earns
  • Online Purchase · most items 5%
Doesn't earn

Exclusion: Gift Cards, Coupon Codes

Details last checked 7d ago.

3.2% Typical Shop
Category rates
Earns
  • Base Cashback · most items 3.2%
Doesn't earn
  • Coupon Codes, Gift Cards

Details last checked 9d ago, we’ll re-check soon.

Show all 9 cashback portals
Rakuten 12h ago
2% Typical Shop
Same Rakuten account, which also pays in Amex points (see Points below).
What doesn't earn
Doesn't earn
Coupons may void cashback

Cash Back is not available on gift cards or purchases made with gift cards. Using coupon codes that are not listed on Rakuten may void Cash Back. To be safe, stick to codes provided by Rakuten.

2% Typical Shop
Upromise 11h ago
2% Typical Shop
2% Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

0.5%
Typical
Shop
What doesn't earn
Doesn't earn
Gift cards excluded

For subscription purchases, only eligible on first paid subscription. Active subscription and payment validation required. Not eligible for purchases or redemption of gift cards and e-gift cards. Use of outside promotional codes may invalidate your offer.

Airline miles

1.5 mi/$ AA miles Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

1 mi/$ Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

1 mi/$ United miles Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

Points

3.4 pts/$ up to Typical Shop
3.4 pts/$ new customers · 2.3 pts/$ existing
Category rates & exclusions
Earns
  • New Customer Purchase 3.4 pts/$
  • Returning Customer Purchase 2.3 pts/$
Doesn't earn

Gift cards or purchase with coupon code

Details last checked 2h ago.

MyPoints 11h ago
2 pts/$ Typical Shop
2 pts/$ Amex points Typical Shop
Same Rakuten account, which also pays in cashback (see Cashback above).
What doesn't earn
Doesn't earn
Coupons may void cashback

Cash Back is not available on gift cards or purchases made with gift cards. Using coupon codes that are not listed on Rakuten may void Cash Back. To be safe, stick to codes provided by Rakuten.

1 pts/$ Atmos points Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

Show all 5 points portals
1 pts/$ Rapid Rewards points Typical Shop
What doesn't earn
Doesn't earn

Exclusions: - Purchases made with coupon or discount codes not found on this site - Purchases of gift cards, gift certificates or cash equivalents - Purchases made with gift cards, gift certificates or cash equivalents - Purchases made for resale and bulk orders Special Terms: - Rewards are only eligible on the initial payment/shipment for any subscribe and save, auto-renewal, auto-ship, or subscription options. Subsequent payments/shipments are not eligible for rewards.

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through TopCashback 6% up to
2
Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Rate history last 21 days

Full history →

Cecred's best cashback rate has changed 2 times since Jul 11, ranging 2% to 6%.

Best rate by reward type

Each line follows the best rate on offer at that moment, whoever was paying it. Currently: Airline miles via American AAdvantage eShopping, Cashback via TopCashback, Points via Rove Miles. Same scale, different currencies: "3" means 3% cash, 3 pts/$, or 3 mi/$.

61.50Aug 8Aug 29

Every account sees the last 21 days here. Premium goes back to day one.

Get an email when Cecred's rate changes.

Common questions

Which shopping portal pays the most at Cecred? +

Right now up to 6% on TopCashback leads, out of 17 portals we track for Cecred. The full side-by-side comparison of cashback, miles, and points is above.

Is 6% a good cashback rate for Cecred? +

6% on TopCashback is the usual rate for Cecred.

Can I earn airline miles or points for Cecred through a shopping portal? +

Yes, the top is 3.4 pts/$ on Rove Miles. Airline and card portals often pay miles or points instead of cashback.

How often do Cecred's cashback rates change? +

Cecred's best cashback rate has changed 2 times since Jul 11, ranging 2% to 6%.

About this data: rates are read from each portal's own pages. 17 portals tracked for Cecred, last checked Aug 29, 5:35 PM. Tap or hover any rate for the portal's exact wording. Always confirm on the portal before you shop.

Tracked by CheckBeforeYouShop since July 11, 2026.

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