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Bank of America® Unlimited Cash Rewards Credit Card: Shopping portal cashback & miles rates

Checked 11h ago · 2 portals compared

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Every portal below pays you for starting your Bank of America® Unlimited Cash Rewards Credit Card purchase there: they split the commission they get from Bank of America® Unlimited Cash Rewards Credit Card with you. Same store, same checkout, same order, but cashback or miles on top. New here? How portals work

Best Bank of America® Unlimited Cash Rewards Credit Card rate right now

Best right now

$75 one-time bonus via Rakuten
Shop via Rakuten

Verdict:

$75 on Rakuten is the biggest one-time bonus we see for Bank of America® Unlimited Cash Rewards Credit Card right now. We started tracking this store 11 hours ago, so there's not much history to compare it against yet.

Want a better rate? Get an email when Bank of America® Unlimited Cash Rewards Credit Card pays more than $75.

Cashback

Rakuten 11h ago
$75 one-time bonus Shop
Same Rakuten account, which also pays in Amex points.
One-time bonus: check the terms below
What doesn't earn
Doesn't earn

Cash Back provided by Rakuten, not Bank of America. Cash Back only available for new, approved Bank of America® Unlimited Cash Rewards Credit Card customers who keep the account open for a minimum of 3 months after approval. Only one cash back bonus per Rakuten member account. Applying for a new credit card may impact your credit score. U.S. residents only. Additional Bank of America® Unlimited Cash Rewards Credit Card terms apply. View Bank of America’s full offer terms for the Unlimited Cash Rewards Credit Card on the application page.

$75 Amex points one-time bonus Shop
Same Rakuten account, which also pays in cashback.
One-time bonus: check the terms below
What doesn't earn
Doesn't earn

Cash Back provided by Rakuten, not Bank of America. Cash Back only available for new, approved Bank of America® Unlimited Cash Rewards Credit Card customers who keep the account open for a minimum of 3 months after approval. Only one cash back bonus per Rakuten member account. Applying for a new credit card may impact your credit score. U.S. residents only. Additional Bank of America® Unlimited Cash Rewards Credit Card terms apply. View Bank of America’s full offer terms for the Unlimited Cash Rewards Credit Card on the application page.

What do these labels mean?

Joining a portal through a link here may earn us a referral bonus; it never changes these rates or their order. Details

How this tool is funded

Some links here are referral links: if you join a portal through one, that portal may pay us a referral bonus. It never changes the rates we show or how we rank them. How we make money

Best play

Stack the portal with the right card: the same purchase earns two ways.

1 Shop through Rakuten $75 one-time bonus
2
Pay with Amex Blue Cash Everyday 3% back on online retail

Also fits: Bank of America Customized Cash Rewards (3% back on online retail) · Amex Blue Business Plus (2x Amex points on everything)

Card earn rates are our own notes, not live data. Issuer caps and terms apply, so double-check before counting on one.

Recent changes last 21 days

Get an email when Bank of America® Unlimited Cash Rewards Credit Card's rate changes.

Common questions

Which shopping portal pays the most at Bank of America® Unlimited Cash Rewards Credit Card? +

Right now $75 on Rakuten leads, out of 2 portals we track for Bank of America® Unlimited Cash Rewards Credit Card. The full side-by-side comparison of cashback, miles, and points is above.

Can I earn airline miles or points for Bank of America® Unlimited Cash Rewards Credit Card through a shopping portal? +

Not right now. None of the 2 portals we track list airline miles or transferable points for Bank of America® Unlimited Cash Rewards Credit Card today. That can change, so it's worth setting an alert.

How often do Bank of America® Unlimited Cash Rewards Credit Card's cashback rates change? +

We've tracked Bank of America® Unlimited Cash Rewards Credit Card since Aug 28, 2026. Portal rates change whenever the portal updates them, and each row shows exactly when we last confirmed it.

About this data: rates are read from each portal's own pages. 2 portals tracked for Bank of America® Unlimited Cash Rewards Credit Card, last checked Aug 28, 6:43 AM. Tap or hover any rate for the portal's exact wording. Always confirm on the portal before you shop.

Tracked by CheckBeforeYouShop since August 28, 2026.

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